Compare total lifetime wealth outcomes of buying a home versus renting and investing the difference.
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Buyer Net Worth = Home Equity - Selling Costs (6%) | Renter Net Worth = Initial Down Payment Invested + Monthly Difference Invested
Determines the crossover year where accumulated home equity surpasses the compounding wealth of renting and investing surplus cash in index funds.
Enter your required parameters in the Rent vs Buy Home Calculator input panel.
Review the immediate deterministic results calculated in real time.
Copy or save your output without any server data transmission.
Homeownership is primarily a lifestyle decision and forced savings mechanism rather than a pure get-rich-quick investment.
A $300k home costs $18k to buy/sell in transaction fees. Renting is almost always cheaper if staying fewer than 3 to 4 years.
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